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The Process

Assisting property owners by identifying storm damage through inspections and comprehensive photos to ensure necessary repairs are accurately documented.  We manage the project and coordinate with the property owner, crews & insurance adjusters to ensure a seamless process.

#1 Scheduling an Inspection

It all starts with a conversation. Book your complimentary roof inspection today - no strings attached. A Project Manager will coordinate an in-person visit that works best for your schedule.

#2 Assessing the Damage

The investigation phase.  We "Identify & Document Physical Damage" to the roof & property. During this phase, the Project Manager conducts a thorough on-site evaluation to identify and document damage. Specializing in detecting issues caused by hurricanes, tornadoes, and severe weather (non-hurricane) that have strong winds and/or hail.

 

  • Missing & Broken Shingles

  • Creased Shingles

  • Curling & Bent Shingles

  • Hail Impact Damage to Roof and Structures

  • Wind-Driven Rain

  • Leaks and Water Damage

  • 10+ Year Old Roof

  • Loss of Granulation

  • Deteriorating Pipe Jacks & Roof Hardware

 

Damages are recorded using high resolution photography for your safe keeping or potential insurance needs.  

#3 The Adjuster Meeting

We highly recommend having the Project Manager present for the adjuster inspection.  The presence ensures a more detailed inspection with observed damage identified and recorded.  It is imperative to ensure your claim is handled fairly and accurately from the start.

#4 Coverage Letter & Estimate

Following the inspection, your insurance carrier will issue a Coverage Letter and Itemized Estimate (Scope of Loss). The estimate provides a line-by-line breakdown of the repairs that have been approved, including material costs, labor, and coverage allowances.

Do you have a claim that has been denied or approved for repairs only?

We can help...  Getting a denial or a partial approval can be incredibly frustrating, but it’s often not the final word. We know exactly what steps need to take place to challenge the carrier's decision.  Increase the chance the claim will be turned into fully approval without the need of an attorney or public adjuster. Let us take a second look - at no cost to you - to ensure your property receives the full coverage for repairs that it deserves.

[Request a Free, No-Obligation Roof Inspection]

Legal Disclosure & Scope of Services: Florida Insurance Roof LLC operates as Project Managers for licensed roofing contractors and other qualified vendors under the direct supervision of the licensed contractor.  While we may partner with providers outside our primary service area to ensure coverage, our role is focused on damage assessments; documenting observations through photography & video. Limitations: We are not licensed public adjusters, attorneys, or appraisers. Our services are strictly limited to those allowable for unlicensed professionals and services performed by licensed contractors.  We do not negotiate insurance claims, interpret policy language, or determine dates of loss.

© 2026 by Florida Insurance Roof LLC

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